by Joe Chavarria | Aug 10, 2021 | Finances
What is Credit Score? The credit score is the representation of your ability to repay a loan and make on-time payments that range from 300 to 850. The majority of customers have credit scores ranging from 600 to 750. Creditors may be more confident in your ability to...
by Joe Chavarria | Jul 23, 2021 | Finances
Cash has a place in many people’s lives, even now in today’s digital era. In the first place, cash is almost accepted everywhere, including at some tiny establishments that do not accept credit cards. On certain occasions, where cash-only lines can be...
by Joe Chavarria | Jul 15, 2021 | Finances
Credit card limits are raised from time to time when the creditor reviews your credit card account. Depending on the laws and processes of the creditors, these evaluations might occur once, twice, or even four times a year. It is a million-dollar question. Do you have...
by Joe Chavarria | Oct 1, 2020 | Uncategorized
Background to the case – Hammer VS Equifax In 2010, the plaintiff acquired a credit from Capital One and was timely about the payments made to the card every month. The three major credit reporting agencies (CRAs); Equifax, Experian and TransUnion, all reported this...
by Joe Chavarria | Oct 1, 2020 | Uncategorized
What is the statute of limitations? The statute of limitations is the length of time a debt collector can take legal action for a defaulted debt that has not been repaid. Legal action is generally the last course of action a debt collector wants to take, especially if...
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