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Two Plaintiffs Sue Midland and Fail

Two Plaintiffs Sue Midland and Fail

by Joe Chavarria | Sep 23, 2020

In 2020, two plaintiffs tried to sue Midland and then failed in the Trichell...

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CFPB sues Midland: Again

CFPB sues Midland: Again

by Joe Chavarria | Sep 23, 2020

What is Encore and Midland funding? Encore Capital Group Incorporated is the...

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Questions & Answers

Questions & Answers

by Joe Chavarria | Sep 15, 2020

What makes a debt collector take legal action? It is actually a scoring...

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Least Sophisticated Consumer Standard Rules Again

Least Sophisticated Consumer Standard Rules Again

by Joe Chavarria | Sep 15, 2020

Background of the case The Reitz VS Credit Systems of Fox Valley Incorporated...

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Proposed FDCPA Changes

Proposed FDCPA Changes

by Joe Chavarria | Sep 15, 2020

What does the FDCPA do? FDCPA, Fair Debt Collection Practices Art was...

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Auto Loan vs Retail Installment Contract: What You Need To Know About Your Car Loan

Auto Loan vs Retail Installment Contract: What You Need To Know About Your Car Loan

by Joe Chavarria | Aug 27, 2020

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Boost Your Credit Score With Netflix Payments? Major Experian Boost Update

Boost Your Credit Score With Netflix Payments? Major Experian Boost Update

by Joe Chavarria | Aug 27, 2020

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The Joe Credit Show Ep. 10 | Steps to Take When An Account Isn’t Reporting

The Joe Credit Show Ep. 10 | Steps to Take When An Account Isn’t Reporting

by Joe Chavarria | Aug 27, 2020

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Auto Loans vs. Retail Instalment Contracts

Auto Loans vs. Retail Instalment Contracts

by Joe Chavarria | Aug 27, 2020

What is a Retail Instalment Contract (RIC)? RIC is a version of indirect...

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What To Do if an Account is not Reporting?

What To Do if an Account is not Reporting?

by Joe Chavarria | Aug 27, 2020

When do accounts report? Most credit card companies report data to the bureau,...

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