by Joe Chavarria | Sep 24, 2021 | Finances
The average U.S. family has over $6,200 worth of credit card debt. A lot of people rely on their credit cards to make ends meet and find it difficult to meet their monthly payments. This leads to a snowball effect where the monthly payments increase. If you’re in a...
by Joe Chavarria | Aug 24, 2021 | Court Case
Individuals who fall victim to an FCRA violation need to know their rights. Almost always, their first response is emotional. However, they need to know there is help for them. With at least one in ten people victimized by identity theft, that help is more...
by Joe Chavarria | Jul 25, 2021 | Finances
Did you know only 33% of Americans looked at their credit report over the past year? That’s not nearly enough. As a consumer debt attorney, you need to ensure your clients understand that their credit report shows their personal payment history...
by Joe Chavarria | Jun 27, 2021 | Court Case
Courts rely on expert testimony. This wasn’t always the case. Folkes v. Chadd in 1782 laid the first ground rules for expert witnesses in criminal cases. Over the next 250 years, the rules and expectations for witnesses have changed significantly. ...
by Joe Chavarria | Jun 11, 2021 | Finances
As a consumer debt attorney, people come to you as a last resort. They hope that you can bail them out of the current financial difficulties they’re facing. You’ve to do everything within your power to help them.The New York Federal Reserve reported a...
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