by Joe Chavarria | Jul 2, 2020 | Uncategorized
Stay In The Game To Score Better! Closing An Account And Its Effect On Credit ScoresGenerally, if you have unutilized credit sitting on your credit line and you close it, this will reflect negatively on your score. For example, you have a credit card with a $10,000...
by Joe Chavarria | Jul 2, 2020 | Uncategorized
Conflicts Can And Should Be Managed Constructively We will discuss some cases filed against bureaus and creditors while drawing lessons for borrowers to better frame their legal matters. The entire process of credit management and the possible disputes arising from...
by Joe Chavarria | Jun 24, 2020 | Uncategorized
Review Your Results While you are building your credit and waiting for the response on the investigations, slowly the results will start to pour in. The first thing you want to review is the deletions, so make a note of all accounts that have been deleted and mark it...
by Joe Chavarria | Jun 24, 2020 | Uncategorized
Get Organized and Stay On Top Of Timeframes Once you begin the process of sending out dispute letters to bureaus, you should start getting organized at your end. In about 35 days, you should expect to receive response letters from credit eporting agencies like...
by Joe Chavarria | Jun 24, 2020 | Uncategorized
Elements to Review in a Report Once you have the report, the next step is to review what you are looking for? What should you focus on? There are three main components of your report. 1. The Section on Personal Information Your name, your address and your date of...
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