by Joe Chavarria | Feb 16, 2022 | Finances
Having bad credit can negatively impact your life in several ways. Bad credit can prevent you from getting a home loan. It can even affect your ability to qualify for an apartment. Bad credit makes it hard to acquire car loans and credit cards. And if you can secure...
by Joe Chavarria | Jan 18, 2022 | Finances
The global pandemic has meant that getting hold of credit has become more challenging than ever. It is estimated that 21% of US consumers have been turned down in the last year alone. But do you know how to get accepted even with low credit? If you have saved...
by Joe Chavarria | Oct 24, 2021 | Finances
Search for “how to repair credit” on Google, and you will find over 727 million results. While that figure is high, it’s not surprising considering that Americans owe about $14.9 trillion to debtors of some type. Some of that debt is good...
by Joe Chavarria | Sep 24, 2021 | Finances
The average U.S. family has over $6,200 worth of credit card debt. A lot of people rely on their credit cards to make ends meet and find it difficult to meet their monthly payments. This leads to a snowball effect where the monthly payments increase. If you’re in a...
by Joe Chavarria | Sep 21, 2021 | Finances
Banks and credit card firms are among others who examine your credit score. Let’s assume that, in the event, you require a loan to start your own business but have a lower or bad credit score, the chance of you receiving that loan is not that much, or you may...
by Joe Chavarria | Sep 14, 2021 | Finances, Uncategorized
The answer is yes! Your credit score plays a crucial role in your mortgage loan application. A difference of 100 credit score points can save or cost you thousands of dollars. Understanding your Credit Score. So, what is a credit score? It is a number (typically from...
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