by Joe Chavarria | Sep 23, 2020 | Uncategorized
What is Encore and Midland funding? Encore Capital Group Incorporated is the ‘mother-ship’ of Midland funding. Encore is based out in Delaware but has business deals in San Diego, California Midland funding LLC. Most businesses register in Delaware for tax...
by Joe Chavarria | Sep 15, 2020 | Uncategorized
What makes a debt collector take legal action? It is actually a scoring process, just as the Fair Isaac Corporation (FICO) score for credit reports to assume the likelihood of a consumer being late. Back in the 80s and early 90s, FICO scoring was used to score the...
by Joe Chavarria | Sep 15, 2020 | Uncategorized
Background of the case The Reitz VS Credit Systems of Fox Valley Incorporated case was out of the Eastern District of Wisconsin. Robert Reitz, Douglas Pundsack and Julie Roellchen who are the plaintiffs, sued Credit Systems in February 2020, because of a collection...
by Joe Chavarria | Sep 15, 2020 | Uncategorized
What does the FDCPA do? FDCPA, Fair Debt Collection Practices Art was initially enacted in 1978. The basic function of FDCPA is to protect consumers from unprofessional, unethical and illegal behavior from debt collectors. It applies to third party debt collectors,...
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