by Joe Chavarria | Jul 8, 2020 | Uncategorized
On the 10th of June, the ERC, a collection agency, won their appeal when the Seventh Circuit Court of Appeals granted ERC summary judgment. The ERC’s jurisdiction lies with telecom and utility accounts, with its primary responsibility being collecting debts from...
by Joe Chavarria | Jul 8, 2020 | Uncategorized
Identity theft is a prevalent issue that consumers and corporations are always at risk. At the start of June, the retail giant, Kohl’s Department Stores, Inc. agreed to pay a civil penalty of $220,000 to the Federal Trade Commission (FTC) due to allegations that the...
by Joe Chavarria | Jul 2, 2020 | Uncategorized
Stay In The Game To Score Better! Closing An Account And Its Effect On Credit ScoresGenerally, if you have unutilized credit sitting on your credit line and you close it, this will reflect negatively on your score. For example, you have a credit card with a $10,000...
by Joe Chavarria | Jul 2, 2020 | Uncategorized
Conflicts Can And Should Be Managed Constructively We will discuss some cases filed against bureaus and creditors while drawing lessons for borrowers to better frame their legal matters. The entire process of credit management and the possible disputes arising from...
by Joe Chavarria | Jun 24, 2020 | Uncategorized
Review Your Results While you are building your credit and waiting for the response on the investigations, slowly the results will start to pour in. The first thing you want to review is the deletions, so make a note of all accounts that have been deleted and mark it...
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