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Your Guide to Buying a House With Bad Credit
Buying a house with bad credit may seem impossible, but this guide will walk you through some ways you can buy your dream home.
The Complete Guide to Choosing a Credit Expert Witness
Cases of credit card fraud increased by 45% in 2020. If this happened to you, would you know what to do to protect your credit? The answer is finding a great credit expert witness. Finding the right expert for a testimonial on credit requires knowing your options....
What Is an Expert Witness? A Complete Guide
Have you ever asked yourself the question: what is an expert witness? Read our complete guide to learn everything that you need to know on the subject.
Overcoming Bad Credit: How to Repair Credit Scores
Your credit score can have a significant impact on your financial life. We take a look at how to repair credit scores with the help of professionals.
Top 10 Benefits of Consumer Credit Counseling
The average U.S. family has over $6,200 worth of credit card debt. A lot of people rely on their credit cards to make ends meet and find it difficult to meet their monthly payments. This leads to a snowball effect where the monthly payments increase. If you’re in a...
Is The Score Your Credit Card Gives You, Legit?
Banks and credit card firms are among others who examine your credit score. Let's assume that, in the event, you require a loan to start your own business but have a lower or bad credit score, the chance of you receiving that loan is not that much, or you may receive...
Does Having a High Credit Score Matter When Applying for a Mortgage?
The answer is yes! Your credit score plays a crucial role in your mortgage loan application. A difference of 100 credit score points can save or cost you thousands of dollars. https://www.youtube.com/watch?v=23Rf3OP50hU&t=739s Understanding your Credit Score. So,...
How To Get An 800 Credit Score?
Can you imagine the power that comes with a credit score of 800? Well, if you do the necessary procedures, you should achieve a score of 800. Make no mistake: a higher credit score puts you in control of your financial future. The truth is that you will receive more...
Business Credit Score: Exploring the Secret To Business Success
Many businesses are unaware that utilizing personal credit for business transactions might harm their credit score. If you know how a personal credit score and report operate, now is the time to understand how a company's credit score and report work. A...
What Happens at a FCRA Violation Investigation?
Individuals who fall victim to an FCRA violation need to know their rights. Almost always, their first response is emotional. However, they need to know there is help for them. With at least one in ten people victimized by identity theft, that help is more...
How To Get a Good Interest Rate on A Car?
When you're thinking about getting a new car, one of the first things to mind is how you'll pay for it. If you want to take out a car loan in the future, you should first conduct some research to see what kind of interest rates are available and which ones are best...
VantageScore vs FICO Score
What is Credit Score? The credit score is the representation of your ability to repay a loan and make on-time payments that range from 300 to 850. The majority of customers have credit scores ranging from 600 to 750. Creditors may be more confident in your ability to...
5 Important Things to Look For When Reviewing Your Credit Report
Did you know only 33% of Americans looked at their credit report over the past year? That's not nearly enough. As a consumer debt attorney, you need to ensure your clients understand that their credit report shows their personal payment history...
Is Cash Really King?
Cash has a place in many people's lives, even now in today's digital era. In the first place, cash is almost accepted everywhere, including at some tiny establishments that do not accept credit cards. On certain occasions, where cash-only lines can be shorter and...
A Quick Guide To Increase Your Credit Limit
Credit card limits are raised from time to time when the creditor reviews your credit card account. Depending on the laws and processes of the creditors, these evaluations might occur once, twice, or even four times a year. It is a million-dollar question. Do you have...
How Can Expert Testimony Influence the Outcome of a Court Case?
Courts rely on expert testimony. This wasn't always the case. Folkes v. Chadd in 1782 laid the first ground rules for expert witnesses in criminal cases. Over the next 250 years, the rules and expectations for witnesses have changed significantly. You...
What Consumer Debt Attorneys Need to Know About Hiring a Credit Expert
As a consumer debt attorney, people come to you as a last resort. They hope that you can bail them out of the current financial difficulties they're facing. You've to do everything within your power to help them.The New York Federal Reserve reported a consumer debt...
When to Hire a Credit Expert Witness for Your FDCPA or FCRA Case
In 2013, the Federal Trade Commission conducted a study on credit report accuracy and found that one in four customers identified errors on theirs that potentially affected their credit scores. If you don't look at your annual credit report, this could be happening to...
4 Benefits of Using an Expert Witness for Your Consumer Debt Case
Did you know that consumer debt cases are one of the most rapidly growing case type in the country? If you're a consumer debt attorney, your services are more in demand than ever before. But if you're seeing an influx of consumer debt cases, you may be encountering...
Consumer Credit: Your Essential Guide to the Fair Credit Reporting Act
Credit is one of those topics that isn't taught as widely as it should be. Many people have no idea how much information credit bureaus receive or what types of actions and accounts affect their credit scores. This is part of the reason over one-third of Americans...