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Banks and credit card firms are among others who examine your credit score. Let's assume that, in the event, you require a loan to start your own business but have a lower or bad credit score, the chance of you receiving that loan is not that much, or you may receive...

Can you imagine the power that comes with a credit score of 800? Well, if you do the necessary procedures, you should achieve a score of 800. Make no mistake: a higher credit score puts you in control of your financial future. The truth is that you will receive more...

Many businesses are unaware that utilizing personal credit for business transactions might harm their credit score.   If you know how a personal credit score and report operate, now is the time to understand how a company's credit score and report work. A...

When you're thinking about getting a new car, one of the first things to mind is how you'll pay for it. If you want to take out a car loan in the future, you should first conduct some research to see what kind of interest rates are available and which ones are best...

What is Credit Score? The credit score is the representation of your ability to repay a loan and make on-time payments that range from 300 to 850. The majority of customers have credit scores ranging from 600 to 750. Creditors may be more confident in your ability to...

Did you know only 33% of Americans looked at their credit report over the past year?   That's not nearly enough. As a consumer debt attorney, you need to ensure your clients understand that their credit report shows their personal payment history...

Cash has a place in many people's lives, even now in today's digital era. In the first place, cash is almost accepted everywhere, including at some tiny establishments that do not accept credit cards. On certain occasions, where cash-only lines can be shorter and...

Credit card limits are raised from time to time when the creditor reviews your credit card account. Depending on the laws and processes of the creditors, these evaluations might occur once, twice, or even four times a year. It is a million-dollar question. Do you have...

As a consumer debt attorney, people come to you as a last resort. They hope that you can bail them out of the current financial difficulties they're facing. You've to do everything within your power to help them.The New York Federal Reserve reported a consumer debt...

In 2013, the Federal Trade Commission conducted a study on credit report accuracy and found that one in four customers identified errors on theirs that potentially affected their credit scores. If you don't look at your annual credit report, this could be happening to...

Did you know that consumer debt cases are one of the most rapidly growing case type in the country? If you're a consumer debt attorney, your services are more in demand than ever before. But if you're seeing an influx of consumer debt cases, you may be encountering...

Credit is one of those topics that isn't taught as widely as it should be. Many people have no idea how much information credit bureaus receive or what types of actions and accounts affect their credit scores. This is part of the reason over one-third of Americans...

When the debt collectors come knocking on your door or calling your work phone, there are important things to know about your rights. In essence, your rights are preserved and protected by the Fair Debt Collection Practices Act, which provides guidelines on debt...

Has your credit taken a hit in 2020? If the answer is yes you are not alone. Many people just like you have seen a good credit score turn bad. Yet, you don't have to leave your credit like that in 2021. There are credit experts available that can provide you with...

If you’re putting together a case about credit scores and credit reporting, an expert damage assessment can help you more than you think. Here’s how.

Anytime you want to get a loan for a car or home, the lender will look at your credit report and score to determine your risk level. Potential employers may look at your credit score when applying for a job as well. Your credit score and credit reports are important...